Terms & Conditions for Payment Gateway

These Terms & Conditions ("Terms") govern the use of the payment gateway services on the webkolek website ("Site"). By using the payment gateway, you ("User", "Customer") agree to comply with and be bound by these Terms.

We accept the following payment methods:

- Credit/Debit Cards (Visa, MasterCard, American Express, etc.)

- Online Banking

- E-Wallets (e.g., PayPal, Stripe, etc.)

- UPI (Unified Payments Interface)

All prices on our website are listed in Rupees, and payments will be processed in INR. The total amount due will include all applicable taxes, service charges, or other fees. Additional charges may apply depending on your bank or payment processor.

By submitting a payment through the payment gateway, you confirm that:

- You are authorized to use the payment method.

- The payment details provided are correct.

- You have sufficient funds or credit available to complete the transaction.

We take security seriously and use industry-standard encryption to protect your payment information. However, Webkolek is not responsible for any losses resulting from unauthorized access to your account or payment details, unless caused by our negligence.

Our refund policy is as follows:

- Full refunds are available for cancellations made within [X] days of the transaction.

- Partial refunds may be considered on a case-by-case basis after this period, subject to management approval.

- All refund requests should be submitted through [Contact Method].

In the case of a chargeback, you agree to resolve any disputes with Webkolek before contacting your bank. Fraudulent chargebacks will be pursued legally and may result in account suspension or further legal action.

If you have any issues with a payment, please contact our customer service team at 9956871075. We will do our best to resolve disputes in a timely and efficient manner.

Webkolek reserves the right to update or modify these Terms at any time without prior notice. It is your responsibility to review the Terms regularly to stay informed of any changes.

These Terms are governed by the laws of [Jurisdiction]. Any disputes arising from or related to these Terms shall be subject to the exclusive jurisdiction of the courts of [Jurisdiction].

For any queries related to payments, please contact us at: